Michael Ackerman, a Seattle Realtor with Coldwell Banker Bain, blogs about a progam designed to help owners refinance even if they owe the bank more than their home is currently worth. The program is HARP (Home Affordable Refinance Program). There are a couple of criteria you must meet in order to take advantage of this program – Michael goes over these in the video. Please visit www.makinghomeaffordable.gov to learn more or call your local lender. If you have any questions or comments, please send an email to firstname.lastname@example.org or visit www.mackerman.com.