Michael Ackerman, a Seattle real estate agent, video blogs about when NOT to use your credit card when you are purchasing a home. After you have made formal loan application, you should not use your credit card for purchases until after you close on a home. Your credit score and your ability to qualify for your loan may depend on there being no changes in your credit history. Many consumers are likely to charge new appliances or furniture for their new homes prior to actually closing in the home - you do not want to do this! Using cash, checks, or debit cards are the best way to pay for purchases before your new home closes. If you have any comments or questions, please send an email to michaelackerman@cbbain.com or visit www.mackerman.com.